Monday, November 26, 2012

A New Frontier for Health Insurance PPACA

This will be my first post on all things healthcare. The ball is now rolling for sure regarding The Patient Protection and Affordable Care Act (PPACA). We all need to be looking over our shoulder and make sure we do not get run over in the process. Ahead lies a lot of uncharted territory as the largest overhaul in healthcare history unfolds. Along this journey I want to provide insight and comment regarding the implementation process and how it will affect you as an individual or business owner. I also want to suggest and explore what our part might be in making this work.


With that in mind: One provision of PPACA will allow for a rate up for tobacco users by as much as 50 percent. As part of PPACA's wellness provisions, tobacco cessation programs are provided at no cost. I would think this should encourage as many as possible to rethink smoking and chewing. All one needs beyond that is to just say "YES" to quitting. 

At $5.00 a pack for cigarettes you could save over $1,800 in one year. Why not take that one step further and take that money saved on tobacco and invest in a gym membership?

We all have a personal stake in  the new frontier in health insurance. 

Good Health That's The Plan


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6 comments:

  1. PJNovember 26, 2012 at 8:10 PM

    Randy -
    Nice blog. Concise and to the point. I like the idea of one small idea that can be implemented today. This "Obama Care" problem we are facing will have to be dealt with, in increments. Now is the best time to start doing what we can to protect ourselves against the ever rising cost of our "free" health care. Thanks for the insights. I will be looking forward to reading more from you.

    PJ

    ReplyDelete
  2. Randy Pifer | Active InsuranceNovember 28, 2012 at 9:27 AM

    Thanks for the kind comments PJ it is appreciated.

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